What are medical aid schemes?
The best way to protect ourselves from financial loss due to medical costs is to take out medical aid with a medical aid scheme. A good medical aid provides a safety net and softens the blow to your pocket when it comes to paying for emergencies or expensive medical costs. There are numerous types of medical cover available, and the level of cover required will be dependent on the level of your individual needs as well as the affordability thereof. The higher the required level of cover, the higher the monthly premium will be. Generally, the younger and healthier the client is, the lower the level of cover required. Continue reading
The advantages of Oxygen Medical Aid
When choosing a medical aid it is always very important to look at reputation, effective and fast service, quick claims processes and a wide option of packages to suit all needs. Oxygen Medical Aid is a very reputable medical aid scheme which provides all of the above and more. With their excellent staff and fast, free online quotes, agents on standby for support and even telephonic medical support, it is hard to find a better option. Continue reading
What is a Medical Aid Scheme?
There are various companies all over the world who offer medical aid schemes, and in South Africa these companies are normally non-profit organisations legally registered as Section 21 companies. They provide medical cover in the shape of a medical aid package, which is also called a medical aid scheme. To become a member of a medical aid scheme, a person would have to apply for membership. The application process is generally fairly simple and consists of an application form to be filled out, either online or with a broker. In some cases medical examinations or assessments will be applicable in order to determine the overall health of a person and also to identify any pre-existing conditions which may result in chronic or large claims in the future. For instance, pregnancy would be considered a pre-existing condition, and membership may exclude pregnancy related benefits, such as pre-natal and post natal care. Even though it is legislated that no person is allowed to be turned away or denied membership by the medical aid provider, it is acceptable that exclusions apply. In some cases, claims for certain conditions will not be covered in the first year of the medical aid plan membership. Continue reading
An Overview Of Medical Aid Schemes In South Africa
Medical aid schemes are not new to South Africans, and given the current state of the South African state funded health care facilities, most people tend to opt for medical aid schemes which will enable them to privatise their treatment and receive a better standard of care. In South Africa today, there are around a hundred legally registered medical aid schemes, and all of these offer various plans, benefits and cover to their members. Continue reading
Medical Aid Scheme Review: Learning More About Popular Medical Aid Companies
Searching for a medical aid scheme is not easy. There are more companies offering this service than one article can cover. Some are better known and stand out while others reside outside of South Africa. If you are searching for a medical aid scheme from a company in the country, then it can help to learn more about what each company offers and how long they have been offering services to families and individuals. Continue reading
5 Facts You Should Know About South African Medical Aids
Most individuals do not know much about South African medical aids. Unless you have personal experience or a job with a medical aid company, there may be many facts you don’t know about your plan. Information is your strongest ally as you search for the best South African medical aids for your family. The following facts can help prepare you for your search for the right medical aid plan. Continue reading
Medical Aid Quotes Online: 5 Benefits that Can Help You Find the Perfect Plan
Many South Africans choose to obtain medical aid quotes online. This option has made life much easier for many reasons. Just like you can shop for a new mobile phone, vehicle or home online, you can also find medical aid plans. Some individuals are uncomfortable with doing business in an online setting. It is important to remember that you can always research and request medial aid quotes online but complete the transaction over the phone if you prefer to do so. Consider the following five benefits of online quotes and how they can help you choose the perfect medical aid plan with less hassle. Continue reading
How to Request Medical Aid Quotes
Medical aid quotes are necessary before you can obtain health benefits. The quote provides you with an accurate rate and other details based on your individual situation. It is also the first step in moving forward and obtaining the services of a medical aid company. Anyone who has never obtained medical aid or those that haven’t done so for many years may not know where to start. Today South Africans have a few options when requesting medical aid quotes from many of the most popular companies in the country. Continue reading
5 Tips to Find the Best Medical Aid in South Africa
Everyone wants to find the best medical aid South Africa has to offer their family. That’s no small task and can require a lot of research. There are a number of well-known medical aid companies, including Bonitas, Discovery, FedHealth, MedShield and Oxygen medical aid. Many options are a good thing for you, but it also means you have to be more careful about which medical aid plan you choose. Each company offers its own list of attractive health benefits, but may have also included a few less desirable requirements and clauses. The following tips can help you discover the best medical aid South Africa can offer you. Continue reading
5 Reasons to Compare Medical Aids Before You Purchase a Plan
Unless you work in the insurance or health care sector, you may have little reason to compare medial aids. South African medial aid plans come in many varieties, and can be very confusing to someone who is not accustomed to dealing with them. Researching medial aid plans is extremely important if you want to choose the best for you and your family. Before you try to skip through the process, discover how comparing medial aids can save you money and frustration in the long run. Continue reading
